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Policy Value Check

Is your car insurance still a good value?

Answer five quick yes-or-no questions to see whether it may be time to compare, with tips based on your answers. Nothing you click here is saved or shared.

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Takes about a minutePrivate: no personal infoFree to compare
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The 5-question value check

There are no wrong answers. This self-check is for your own information only.

1. Has it been more than a year since you compared car insurance quotes?

2. Have you moved, married, bought a car, or paid off a car loan recently?

3. Do you drive fewer miles than you used to?

4. Are your home or renters and auto policies with different companies?

5. Has a ticket or accident been on your record for 3 or more years?

Your results

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    Your answers stay in your browser and are not stored or sent anywhere.

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    What makes a policy a good value?

    Value isn't just the lowest price. It's the right coverage, from a company you trust, at a fair price for your situation.

    Right-sized coverage

    Liability limits that protect your assets, and deductibles you can afford.

    Every discount applied

    Bundling, safe-driver, multi-car, and paid-in-full discounts vary by insurer.

    A competitive price

    Because each insurer prices differently, comparing is the only way to know.

    Compare in a few minutes

    See auto insurance options for your ZIP code. Free, with no obligation.

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    Good to know

    Does this check tell me my rate?

    No. It's an informational self-check. Only an insurer can quote your rate, based on your full details.

    Is comparing quotes free?

    Yes. Comparing is free and you're under no obligation to buy.

    Will checking quotes hurt my credit?

    Where insurers use credit-based insurance scores, they typically use soft inquiries that don't affect your credit score. Ask the provider if you're unsure.

    Can I switch before my renewal?

    Usually, yes. Start the new policy before canceling the old one to avoid a gap in coverage.

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